Data Protection & Localization Statement

Neobyt Fintech ("Neobyt", "Company", "we", "our", or "us") is committed to maintaining responsible data protection, operational security, and information handling practices across its platforms, systems, applications, APIs, and associated services.

This Data Protection & Localization Statement ("Statement") outlines Neobyt's general commitment to protecting personal, operational, transactional, and business-related information while maintaining regulated customer and payment-related data within the geographical boundaries of India.

1. Purpose

This Statement is intended to:

• support responsible handling of information;
• maintain operational and data security practices;
• promote transparency regarding data localization;
• support trust and platform integrity;
• align with applicable Indian operational and legal expectations.

2. Information Protection Commitment

Neobyt is committed to maintaining reasonable safeguards intended to protect personal information, business and merchant information, transaction records, operational and technical information, support and communication records, and platform-related data against unauthorized access, misuse, disclosure, alteration, or destruction.

Operational and security practices may include:

• controlled access mechanisms;
• authentication and authorization measures;
• secure communication practices;
• monitoring and logging systems;
• operational review processes;
• and fraud prevention controls.

3. Data Localization Commitment

Neobyt stores and processes regulated customer, payment-related, operational, and transactional information within the geographical boundaries of India. The Company follows operational practices intended to support Indian data residency requirements relevant to digital commerce operations, payment ecosystem participation, platform services, and partner-enabled operational workflows.

Neobyt does not intentionally transfer or store regulated customer or payment-related information outside India unless specifically required under applicable law or lawful authority.

4. Third-Party and Partner Infrastructure

Certain Services may involve integration with banking partners, payment service providers, telecom operators, cloud or infrastructure providers, APIs, verification partners, or other operational ecosystem participants. Neobyt seeks to work with service providers and partners that maintain reasonable operational, confidentiality, and security practices consistent with platform requirements.

5. Responsible Information Handling

Information collected through the Services may be used for onboarding and account management, transaction processing, operational support, fraud prevention, customer communication, verification and authentication, reconciliation and settlement, analytics and service improvement, and lawful operational purposes.

Information is processed only for legitimate operational and service-related purposes connected with the Services. Neobyt does not sell personal information to unauthorized third parties.

6. User Responsibility

Users are responsible for:

• maintaining confidentiality of credentials and OTPs;
• using secure devices and networks;
• protecting account access;
• promptly reporting suspicious activity or unauthorized access.

Users should avoid sharing sensitive authentication information with unauthorized individuals.

7. Continuous Improvement

Neobyt may periodically review and enhance its operational, security, and information handling practices based on operational requirements, technology developments, evolving security risks, partner requirements, and applicable legal or ecosystem expectations.

8. Contact Information

For data protection, localization, security, or operational concerns, contact:

Neobyt Fintech Private Limited
Email: [email protected]